[email protected] | (212) 689-5566​
Fred Warner Assoc.
  • Home
    • Welcome
    • About Us >
      • Client Testimonials
      • Refer a Friend
      • Accessibility Statement
      • Insurance Carriers
      • Agency Photo Gallery
  • Individual/Group
    • Annuities >
      • Annuity Explanation
      • Fixed Annuity
      • Income Annuity
      • Indexed Annuity
      • Longevity Annuity
    • Dental Insurance >
      • Discount Dental Plans >
        • DentalPlans.Com
      • Dental & Vision Insurance >
        • Dental for Everyone
      • Insurance For Everyone
    • Life Insurance >
      • Low Cost Term Insurance
      • Final Expense Insurance – Guaranteed Issue
      • Whole Life Insurance
      • Universal Life Insurance
      • Life Settlements
      • Living Benefits
    • Group Benefits >
      • Health Insurance
      • Life Insurance
      • LTD Insurance
      • Dental & Vision Insurance
      • Voluntary Benefits
      • Accident Insurance
      • Hospital Indemnity
      • Critical Illness
    • Health Insurance >
      • Dental Insurance
      • Long Term Care Insurance
      • Income Protection
  • Senior Services
    • Find A Doctor
    • What is Medicare?
    • Dental and Vision Insurance
    • Medicare Supplement
    • Medicare Advantage
    • High Deductible Medicare Supplement
    • Life Insurance for Seniors
    • Life Settlements
    • LTC Life
    • Social Security
    • Travel Outside the United States
  • Insurance Information
    • News & Updates
    • Newsletter Signup
    • Life Insurance Needs Planner
    • Life Insurance Needs Calculator
  • Contact
  • Home
    • Welcome
    • About Us >
      • Client Testimonials
      • Refer a Friend
      • Accessibility Statement
      • Insurance Carriers
      • Agency Photo Gallery
  • Individual/Group
    • Annuities >
      • Annuity Explanation
      • Fixed Annuity
      • Income Annuity
      • Indexed Annuity
      • Longevity Annuity
    • Dental Insurance >
      • Discount Dental Plans >
        • DentalPlans.Com
      • Dental & Vision Insurance >
        • Dental for Everyone
      • Insurance For Everyone
    • Life Insurance >
      • Low Cost Term Insurance
      • Final Expense Insurance – Guaranteed Issue
      • Whole Life Insurance
      • Universal Life Insurance
      • Life Settlements
      • Living Benefits
    • Group Benefits >
      • Health Insurance
      • Life Insurance
      • LTD Insurance
      • Dental & Vision Insurance
      • Voluntary Benefits
      • Accident Insurance
      • Hospital Indemnity
      • Critical Illness
    • Health Insurance >
      • Dental Insurance
      • Long Term Care Insurance
      • Income Protection
  • Senior Services
    • Find A Doctor
    • What is Medicare?
    • Dental and Vision Insurance
    • Medicare Supplement
    • Medicare Advantage
    • High Deductible Medicare Supplement
    • Life Insurance for Seniors
    • Life Settlements
    • LTC Life
    • Social Security
    • Travel Outside the United States
  • Insurance Information
    • News & Updates
    • Newsletter Signup
    • Life Insurance Needs Planner
    • Life Insurance Needs Calculator
  • Contact

Group Benefits Insurance

Having the proper business insurance coverage at an affordable rate can make the difference between the success and failure of your business. Allow our commercial insurance experts to help guide you to success.
Get A Quote
Contact Us

What are Group Benefits?

Group benefits are insurance that covers a group of people who are usually the members of societies, employees of a common employer, or professionals in a common group. 

Group coverage helps reduce premium costs because it reduces the insurance carrier's risk by creating a pool of people to insure who are together for reasons other than obtaining insurance. Group benefits can also be a powerful incentive to keep and attract great employees.

Major Types of Group Benefits

Group Health Insurance 
Group health insurance coverage is a policy that is purchased by an employer and is offered to eligible employees of the company (and often to the employees' family members) as a benefit of working for that company. A group health insurance plan is a major part of many employee benefits packages that employers provide for their employees. 

Group Life Insurance
Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in the underwriting. Rather, the underwriter considers the size, turnover, and financial strength of the group.

Group Disability Insurance
Group Disability Insurance is a type of group insurance that provides regular income replacement payments to an insured member of the group in the event of an eligible disability resulting from illness or injury. Coverage is generally offered in two types: short-term disability (STD) or long-term disability (LTD).

Group Accident/Supplemental Insurance
Supplemental insurance is extra or additional insurance that you can purchase to help you pay for services and out-of-pocket expenses that your regular insurance does not cover in the event of an accident or other covered loss.

Group Dental/Vision Insurance
When organizations want to offer the best dental and vision care benefits to attract and retain the best employees they need to work with our group dental and vision experts. We have access to the benefit plans that will keep your group members, employees, and their families healthy. 

Contact us to learn more about the right benefits for your group.
(212) 689-5566​
1345 Sixth Avenue, 2nd Fl.
New York, NY 10105​​
Click Here to Email Us
Group Benefit  Insurance Quote
Get a quote for group benefits

Navigation

Homepage
About Us
Contact Us
Agent Login

Social Media

Share this page

Contact Us

Fred Warner Assoc.
1345 Sixth Avenue, 2nd Fl.
New York, NY 10105​
(212) 689-5566​
Click Here to Email Us

Location

Website by InsuranceSplash